Incorporate And Incorporation Services



             


Thursday, January 31, 2008

Perfectly Incorporate Full-screen Flash with PowerPoint Slides

Every now and then, quite many teachers and other presenters should confront with a big challenge as this: when creating a PowerPoint slide show, you may always in need of importing a full-screen flash movie or else generate from the screen capture, and you'd like to have those objects seamlessly incorporate with the main PowerPoint slides, without any compromising, moreover, you would also have either the full-screen flash and the other slides to be played under your control.

So far, MS PowerPoint is powerful enough to let you embed Flash file in the slides using an ActiveX control, and set it to be played in full screen, however, whenever the full-screen flash triggered, you could not exit, unless you force it to, or your should edit the Actionscript in Macromedia Flash.

We, as non Flash experienced users are always on the way of seeking an cost efficient solution to achieve this, however, few ideal ones, while Wondershare PPT to Flash Studio is brought out with its full-screen flash integration, expressing its superiority in strength.

1. Download the free trial copy via http://www.sameshow.com/powerpoint-to-flash-download.html this application is absolutely clean without any spyware. The trial version is fully functional. Then install it.

2. As this application can run as standalone program or PowerPoint plug-in, it is suggested to use as the latter for more features. Launch your pre-made slides, you may found the "PPT2FLASH" on the main menu button.

3. Select "Insert Flash..." on the "PPT2FLASH" drop down menu, all the slides titles will be listed in the program in sequence, you just add the flash movie from hard drive before or after the particular slide, and the flash movie will be recognized as one slide in the whole presentation. Click "OK" to continue.

4. Select "Publish" on the "PPT2FLASH" drop down menu, choose the output type as "Publish to web", and do check the option "Export an integrated .swf file" to get an solid flash presentation. Then "Continue" and "Start".

5. When the conversion finished, locate the generated flash file in the following directory {Program Install Path}output

6. Open the flash file, there is an adjustable playback control button, it can be minimized into a round icon for clean slide view, keeping the control ability for the presentation.

PowerPoint FAQ, Free PowerPoint Templates, PowerPoint Tips. http://www.sameshow.com

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Lose Weight Fast - Incorporate This Food In Any Diet & Melt The Pounds Away!

Incorporate this food in your diet and you will satisfy your hunger , get lots of nutrients and it is the perfect snack so can be eaten any time.

This is one of natures most under rated foods, yet its importance should not be ignored. So what is this food?

Apples! Read on and you will see just how good they are for you and how they can help lose weight when incorporated in ANY diet.

Featured in the Bible and other ancient writings, the apple has a colorful and varied history.

Apples why they help you lose weight!

It is also well known to farmers that apples should NOT be fed to their pigs, as it satisfies them, and they eventually will not gain the desired weight.

This "secret" also applies to people, and not only will the apple help a dieter lose weight, it has amazing health benefits as you will see below.

Apples are full of goodness and protect against disease

Continuing research suggests that eating apples regularly may reduce the risk of various cancers, such as colon, prostate, and lung. Furthermore, eating apples regularly appear to aid those with heart disease and cholesterol problems.

But that is not all.

There is a group of chemicals in apples could protect the brain from the type of damage that triggers such neurodegenerative diseases as Alzheimer's and senile dementia.

Amazingly the apple phenolics (naturally occurring antioxidants) and found in fresh apples, protects nerve cells from neurotoxicity. An apple a day can indeed, "keep the doctor away".

A Fantasitc source of fibre to satisfy hunger

In dieting however, the apple appears unequaled as a source of dietary fiber, moisture, micro-nutrients, vitamins (see table at end of this article), and its flavor is well-known to be satisfying as to assist with our appostat reaction (the neurological reaction that tells our body to STOP eating).

The secret is simple, effective, safe and beneficial beyond your expectations.

Have an apple before each of your meals. Three a day is recommended, but if you are hungry and need a snack, some apple juice or an apple between meals also works.

You will eat less, you will see the kilos melt away, and your health will improve.

It's as simple as that.

Further, from the Materia Medica, it is stated that the apple is a heart protector, it lowers blood cholesterol due to its pectin content, it lowers blood pressure; it regulates blood sugar; and apple juice kills infectious viruses; strengthens the nerves; acts as liver tonifier and a blood purifier.

No other fruit has so many qualities.

More than that, natural remedies (since recorded history) suggest that eating apples can cure (or assist the body to cure) the following:

jaundice and other bilious conditions, indigestion, diarrhea, constipation; atherosclerosis, hypotension; gout, arthritis; skin eruptions; anemia and lymphatic system disorders.

For the dieter, this is the ideal food.

The chemical analysis of a medium sized apple.

raw apple with skin

calories (kcal): 81 weight (g): 138 water (%): 84.1 protein (g): 0.3 fat (g): 0.5 carbohydrates (g): 21.1 unsaturated fatty acid (g): 0.4 saturated fatty acid (g): 0.1 calories from fat (%): 5.6 cholesterol (mg): 0 dietary fiber (g): 2.8 vitamin A (RE): 7 vitamin A (IU): 74 vitamin B1 (mg): 0.02 vitamin B2 (mg): 0.02 vitamin B3 (mg): 0.1 vitamin B6 (mg): 0.07 vitamin B12 (mcg): vitamin C (mg): 8 vitamin E (IU): 1 folic acid (mcg): 4 pantothenic acid (mg): 0.08 sodium (mg): 1 potassium (mg): 159 calcium (mg): 10 phosphorus (mg): 10 magnesium (mg): 6 iron (mg): 0.25 zinc (mg): 0.05 copper (mg): 0.057 manganese (mg): 0.062

natures super food!

The apple is wholesome and promotes health, it gives you a full supply of nutrients and vitamins, some important minerals, a micro amount fat, useful carbohydrates, a perfect combination of unsaturated fatty acids to saturated ones, and water.

Best of all, Apples taste good, is a natural food, and will satisfy your hunger. You cannot help but to lose weight and gain lots of other benefits to!

More FREE diet and nutrition advice

Including more on general diet and weight loss as well as general information on all areas of healthy eating our website has features, articles and downloads:

http://www.net-planet.org

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Tuesday, January 29, 2008

Incorporate - Tips & Tricks

Incorporate - Tips & Tricks

Most people who own investment real-estate, a business, or other organization should consider incorporating. There are many reasons to incorporate, but the most important one is limited liability. To have limited liability means that you will not be personally liable for the debts or obligations of the organization. For example if someone walks into your office and promptly slips on a wet floor, you may have big trouble. You may quickly find yourself in a lawsuit and lose your personal savings, home, or auto subject to claim of a lawsuit.

It may sound unthinkable and it is. But it could happen to you. What I suggest is to consult with an accountant or attorney to find out if incorporating your entity may be a wise move. Now, just because you are incorporated, doesn't mean that you will have no responsibility for the actions of your company. Don't make the mistake of thinking that you are free from all responsibiltiy. You may loose your business if you become insolvent because of a lawsuit. The limited liability protection will not protect you from this reality. But it will help you to maintain a clear separation between your business and personal assets.

So here are some tips & tricks.
1.) Form it online and you can save thousands of dollars. If you are able to ask a friend what path you need to go down, then take that knowledge online and shop for a great price.
2.) If you have a serious legal issue, or complex organization you should speak with an attorney.
3.) States like Florida, Texas, New Jersey, Colorado allow you to file online and save both time and money.
4.) You still need a local business license.
5.) You may want to file a trademark to protect your name. It is possible to have "YourName, Inc." in all 50 states.
6.) File before you need it. It can take a couple of months to complete. There are ways to expedite, but it does cost a little more.

Hopefully these tips are useful. This article is only advice and I do suggest that you speak with an attorney in your state to get the full details to appropriately protect your wealth.
Incorporate

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Monday, January 28, 2008

Insider Secrets About Corporations: Or, Why Should I Incorporate?

-"Why should I incorporate? I can just do this business as a sole proprietor, right?"
-"Isn't it complicated and expensive to form a corporation?"
-"I run my business with my spouse, and we have a partnership. Why would we need to have a corporation?"

These have to be the most frequently asked questions that I--and my own financial and legal advisors--get from our clients. The vast majority of people who operate small business or home-based business are sole proprietors or mom-and-pop shop-type partners. Yet, leading authorities on small business estimate that at least 90% of all small business and home business entrepreneurs would benefit from incorporating and using a corporation as an essential component of their overall business structure.

If this is true, why do so many entrepreneurs elect to operate as sole proprietors and general partners anyway? And why would you be better off incorporating?

The answer to the first question is usually either (1)ignorance of the tremendous risks of operating in this manner or (2) lack of familiarity with corporations and other legal entities and the ease with which they can be established. I should add that if the sole proprietorship is perilous, the partnership is more than twice as bad. This is because the partnership is by default a general partnership, in which each partner is responsible for all actions of the company, including decisions made by the other partner in which she did not participate. Now that's frightening!

To answer the second question, we must first establish what a corporation is precisely. A corporation is an artificial legal entity that is separate from its owner/shareholders in the eyes of the law. The wealthy have learned that there are at least three major advantages that make the corporation an essential component of your business structure.

1. Asset Protection.

The single most important benefit of the corporation is protection it affords for your personal assets.

The corporation is created when you file appropriate documents--"Articles of Incorporation" in the United States--to the appropriate state legal authorities. A corporation cannot be formed through some private agreement between the parties who elect to form it. It can only come into being by the state in which it is formed creating it, and it has the rights and obligations established by the laws of that state.

Most important here is the notion of the corporate veil--this is the shield that separates your business assets and activities from the private person and assets of the owner/shareholder(s). Because the corporation is a separate legal person, if you are a consultant or translator, for example--or own a small store--and someone claims that that they have suffered injury from your business (say, from a poor translation or a slip on your wet floor), and files a lawsuit, only the assets of your business are in jeopardy. The claimant cannot touch your personal residence or your automobile if these are owned by you and not your corporation.

There are significant differences among individual states and the degree of protection that they afford to the corporate veil. In California, for instance, there are a number of occasions--too many for comfort--in which the corporate veil has been pierced, thus allowing financial predators to seize the personal assets of an entrepreneur. This is almost never happened in Nevada, making it the state of choice for entrepreneurs seeking asset protection.

We will be devoting a separate article to the Nevada corporation in depth in a future issue of this eNewsletter. It is important to note for now that an additional advantage of the Nevada corporation for many is that Nevada has no state income tax. If you use a Nevada corporation to conduct business in your own home state outside Nevada (such as California, our own home state), you may still be subject to state income tax. Because of the superior asset protection afforded by the Nevada corporation, however, it may still be worth while for you to establish a Nevada corporation. Large numbers of entrepreneurs from other countries as well as other states establish Nevada corporations for precisely this reason.

2. The S Corporation versus the C Corporation: Know Which is Right for You

The issue of the personal service corporation only comes up with respect to the C corporation. The other type of corporation is an S corporation, which, like the limited liability company and the limited partnership is a pass-through entity. That is to say that the corporation is itself not taxed as an entity--instead the net income passes through to the shareholders (such as a husband and wife), and is taxed on the individual tax returns of the shareholders/owners.

There are situations in which establishing an S corporation would be preferable to using a C Corporation. If you have significant income from a job, for example, and you anticipate significant losses in early years and you don't anticipate that your business will earn over $150,000, an S corporation will be your best choice. However, there are limitations on who can be members of an S corporation, and there are limits on employee benefits in an S corporation.

A sophisticated business structure will probably make use of both the C and the S corporation. On the other hand, because of the nature of corporations, you will never want to use either type of corporation to hold real estate. Instead you will want to use a limited liability company or a limited partnership. However, if you are a real estate investor, there might still be room for an S- or C-Corporation in your overall business structure. For example, a corporation could be used to manage your properties held in another entity.

Or--and this is a strategy that could be used for conducting various sorts of business-the corporation could be part of another business entity. For example, if you wish to operate a limited partnership, you will need to have a general partner. But the general partner is responsible for all decisions made and all liability resulting therefrom--the general partner, in short, has unlimited liability. Thus, an intelligent option is to use an S- or C-corporation to be the general partner. This way you have a general partner with the limited liability associated with the corporation.

3. Know How to Manage Your Corporation Properly to Keep the Corporate Veil Intact

Regardless of where you establish your corporation, you will need to make sure that you observe appropriate formalities--otherwise your corporate veil can be pierced very easily, thereby defeating the entire purpose of setting it up. Even if you have an accountant who handles your bookkeeping and tax returns, it remains your responsibility to assure that you are doing this correctly.

This involves holding regular meetings and maintaining minutes in your record book, issuing stock certificates, and other formalities. We recommend that you consult one of the resources recommended on our resources pages for help in doing this (http://www.wealthstrategies202.com/resources.htm).

The Personal Service Corporation

A final issue that may arise, particularly for independent consultants, translators, and other professionals, concerns the "Personal Service Corporation." There are two separate categories of professionals who may be affected by this problem: Those, such as lawyers, accountants, psychologists, and health care professionals, who are required by their state laws to incorporate as professional corporations. These corporations are automatically classified by the IRS as personal service corporations.

In addition, the IRS has broadened the definition of "personal service" to include any work, such as translation or consulting, that is personally rendered by the owner/shareholder. This is of particular concern if you are operating on your own as an individual or as a couple. If 95% or more of your earnings come from work in that personal service activity, the corporation becomes qualified as a personal service corporation.

The reason that this is of concern is that a personal service corporation incorporated as a C corporation is subject to a flat 35 percent tax rate and to a lower ceiling ($150,000) for application of the accumulated earnings tax (normally $250,000). However, this is not an insurmountable obstacle to enjoying the benefits of incorporating:

1. First, the other advantages of incorporating still render the C corporation preferable to operating using another structure, such as the sole proprietor. It may be especially attractive if otherwise a high earning couple might be subject to a higher tax bracket.

2. Secondly, it is possible to structure your activities so that more than 5% of the activity is derived from work that falls outside the scope of personal services rendered by the owner/shareholder. For example, a translator or consultant might have a branch of the business involved in network marketing--as a medical professional might have a health food store or other income producing activity--so that the corporation is no longer qualified as a personal service corporation.

As you can see, the corporation is an extremely valuable tool, one that the wealthy have used extremely effectively. If you are operating as an independent entrepreneur and are not using a corporation or the popular alternative of the limited liability company, you are most likely handicapping yourself, limiting your profitability and paying excessive taxes. With the resources that we have available today, especially over the internet, there is no reason that the average individual cannot easily begin to take advantage of this valuable tool. We currently have 3 entities that we formed ourselves and that cost us just the cost of the various resources that we purchased plus the filing fees required by the State of California and postage to get these set up. And we have made sure to obtain the proper forms through the sources we list on our Resources page so that we can maintain the legality of these entities.

"Can't I wait and start out as a sole proprietor or partner and incorporate later?" we are often asked.

Certainly, if you don't mind exposing all your personal assets to risk, paying higher taxes, and finding yourself more likely to be subject to an IRS audit. Some people prefer to do things the hard way--but, armed with the right information and resources, there's no reason why you should have to.

Even if you decide to allow a tax attorney to help you with the formalities, it is better to do so armed with the knowledge you need to judge whether the recommendations she makes are in fact in your best interest.

At the very least, you'll know enough to head immediately for the nearest exit if any ?expert? you consult tells you that you ?don't need? to establish a legal entity to run your business.

Germaine A. Hoston, Ph.D. is President and Treasurer of Azur Pacific Associates, a consulting and translation firm and distributor of the Secret Millionaire Asset Security System and Eventis wealth-building courses. Get a free gift when you sign up for her free wealth structuring eNewsletter for entrepreneurs at http://www.wealthstrategies202.com.

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Thursday, January 24, 2008

Who Can You Trust to Incorporate Your Business?

If you have decided that it's time that your business becomes incorporated, and that a Limited Liability Company (usually referred to as an LLC) is the best entity, then your question is going to be: who do I use.

First, you should know that forming an LLC is not rocket science. Any halfway decent attorney or online incorporation company will be able to handle the paperwork.
What it really comes down to is cost and the amount of hand-holding you need through the process.

Your three options are (in order of descending cost and ascending effort):

1. Have an attorney handle everything.

2. Hire an online incorporation company.

3. Fill out the paperwork yourself.

Hiring an attorney: This option costs the most but requires the least effort on your part. You tell the attorney that you need your business incorporated or need an LLC, and you'll soon have one. Any attorney that is fit to hold a license should be able to do this with no problem. If there is a problem, then you can always sue them for malpractice.

Hire an online incorporation company: Hiring an online incorporation company is the most common path. It costs less than hiring an attorney and your company will be just as legal. You'll have to learn a bit more, like what is a registered agent and do you need to pay $125+ per year for it. All incorporation companies perform the same basic service of complying with state law to form a business entity. The major differences are price and whether you can order services individually or must take a more expensive package.

Do it yourself: It is possible to form an LLC yourself by filling out what are called Articles of Organization. A legal LLC in any State requires the filing of the Articles and payment of a registration fee to the State. The forms are actually relatively simple to fill out--most are only 1-2 pages long. Here's a list of where you can find Articles of Organization by State.

In addition to filing the articles, you will also pay a fee to the state in which you're forming your LLC. These fees are unavoidable if you want to incorporate. Fees are set by each state individually, and range from under $100 to several hundred. Some states charge extra for expedited filing. When companies advertise "Incorporate for only $49!", look to the fine print--because the $49 is the company's fee only. The state gets a fee in addition.

It is possible to save hundreds of dollars by forming an LLC yourself. If you're willing to spend a few minutes filling out a 1-2 page form, you can form your own legal LLC without a lawyer.

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Deciding Which State To Incorporate Your Small Business In

Once you've decided to incorporate your small business the next step is deciding which state to incorporate in. A common misconception is that businesses must incorporate in their state of operation. You can, in fact, incorporate in any one of the 50 states and the District of Columbia regardless of where your business currently operates.

It is perfectly acceptable to incorporate in a state other than your current area of operation, but it is not always a good idea to do so. If your company chooses to incorporate in a state outside its area of operation life becomes a little more complicated. Your business becomes a "foreign corporation" in any state outside of the state it is incorporated in. If a corporation is "transacting business" in a state other than where it is incorporated, it must register for a certificate of authority to transact business in the other state or possibly lose access to that state's courts and face fines.

Registering for a certificate of authority, of course, costs money and is only one step in the process of qualifying to do business as a "foreign corporation" in another state.

There are advantages to incorporating in different states with regard to corporate laws and tax structure. Delaware is by far the most popular state for incorporation. Most of the fortune 500 companies are incorporated in Delaware.

Some of the most attractive features of incorporating in Delaware include:

1. Lack of corporate income tax for corporations incorporated in Delaware but not transacting business in the state.

2. Delaware has a separate corporate law system that uses judges appointed for their knowledge of corporate law as opposed to juries, whose knowledge of corporate law is limited at best.

3. Shares of stock owned by persons outside of Delaware are not subject to Delaware taxes. For a small business deciding weather or not to incorporate in Delaware it is necessary to measure the cost of qualifying as a "foreign corporation" in the state of operation versus the amount that will be saved by incorporating a small business in Delaware. Typically it is not advantageous for small businesses to incorporate outside of their home state as even small businesses are usually required to pay corporate taxes in both the state of foreign operation and the state of incorporation. Jacob Wren operates Small Business Assistance - a resource site for entrepreneurs that offers advice on small business incorporating and an array of other small business topics.

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Wednesday, January 23, 2008

How To Incorporate Yourself Without A Lawyer

You could save hundreds of dollars by incorporating yourself without a lawyer. How? Is it advisable to do so?

1. This is Not Legal Advice!

The only ones who should be giving legal advice are those licensed to practise law (in other words, only lawyers). This article is not legal advice. If you need legal advice, consult a lawyer.

This article is being written simply to inform you that it is possible to form a corporation or limited liability company without a lawyer.

2. Why Use a Lawyer?

First of all, if you make a mistake incorporating yourself, who do you sue? You only have yourself to blame. On the other hand, a lawyer has insurance to cover errors and omissions.

Secondly, you could benefit from the expertise of your lawyer. Perhaps a corporation isn`t the right vehicle for you under your circumstances. Be aware that there can be disadvantages as well as advantages to incorporating. Your lawyer can consider commercial law, securities legislation, limited liability, tax factors, estate planning, share structure, and a myriad of other business considerations. Sometimes the advice of a good lawyer can save you thousands of dollars.

3. Is it Advisable to Incorporate Yourself?

Is it advisable to perform surgery on yourself? It is illegal to perform surgery on someone else unless you are licensed to practise medicine, but perhaps in a wilderness survival scenario, self-surgery might be your only option. However, is performing surgery on yourself really a good idea in most instances?

Likewise, just because it is possible to incorporate yourself without a lawyer doesn`t mean it is always a good idea.

In some jurisdictions, only lawyers can incorporate others. For a paralegal or other person to incorporate a company for you could be considered unauthorized practise of law. Thus, it may be legal to incorporate yourself but not others.

Some factors you might consider are: Am I really that short of cash that I can`t spend the extra money for good legal advice that may save me thousands of dollars? Am I confident that my situation is one that really doesn`t need the services of a lawyer to incorporate? Can the money saved on legal fees be better utilized in financing other aspects of my business?

Each person will have to make their own decision on whether or not to seek the services of a lawyer in forming a corporation.

"He who has himself as a lawyer has a fool for a client." I have often thought that perhaps a law firm originated this common expression.

4. How To Incorporate Yourself

Many books have been written by lawyers on how to incorporate yourself.

For example, in Canada, M. Stephen Georgas, LL.B., has written books on the subject of forming
your own corporation. Published by International Self-Counsel Press Ltd., he has authored
"Incorporation and Business Guide for Ontario" ("How to form your own corporation Includes tax advantages to incorporating") and "Federal Incorporation And Business Guide" ("How to form your own Federal corporation under The Canada Business Corporations Act").

The same publisher sells forms and minute books as well as titles for incorporating in other provinces of Canada.

Forms, corporate supplies, name searches, and kits are available from legal stationers and other sources.

In the United States, there are likewise many manuals available for incorporating yourself in various states. "Incorporating Your Business For Dummies" by The Company Corporation and "How To Form Your Own Corporation Without a Lawyer for Under $75.00" by Ted Nicholas are two such books.

Sometimes helpful information on this subject is available from federal, provincial and state governments for free or nominal cost.

You can sometimes locate incorporation manuals at your local library for free. Be careful. Legal manuals become outdated very rapidly. You might consider very seriously purchasing the most up-to-date manual available; it might also include helpful reference material on maintaining corporate minutes and other helpful suggestions on operating your corporation.

Buy the appropriate manual and supplies and then follow the instructions. With a little effort, you could save hundreds of dollars incorporating yourself without a lawyer.

J. Stephen Pope, President of Pope Consulting Inc., has been helping clients to earn maximum business profits for over twenty-five years. To learn more about incorporating yourself and other profitable Work at Home Small Business Ideas, visit http://www.yenommarketinginc.com/incorporation.html

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Saturday, January 19, 2008

Small Business Tax Trap #1: Waiting To Incorporate -- What A Difference A Date Can Make

If you're a sole proprietor, perhaps you've considered incorporating your small business or self-employment activity.

And so maybe you've been wondering, "When is the best time to incorporate?"

>From a legal standpoint, any time is the best time. The sooner you incorporate, the sooner you make the move from the world of unlimited liability to the world of limited liability.

>From a tax savings standpoint, any time is the best time. The sooner you incorporate, the sooner you will start putting more money in your own pocket and less in Uncle Sam's.

(For more about the potential tax savings of a corporation, see the second article in this series -- "Tax Trap #2: Double Taxation -- Isn't Once Enough?" http://www.YouSaveOnTaxes.com/tax-trap-2.html)

But from a **tax reporting** standpoint, there is one time of year that stands out as best: January 1st.

Why is that?

Assuming you have a sole proprietorship (or other entity, such as a partnership) that is up and running as of January 1, and assuming you then incorporate that existing entity on any date other than January 1, you face the possibility of filing not one but two business income tax returns for that year.

Here's an example to clarify this important point . . .

Let's say you've been operating your sole proprietorship for a few years, and in early 2006 you decide to incorporate. In January you get around to starting the paperwork, but life gets in the way and you finally get it done in late February. By the time your state processes the Articles of Incorporation, the start date of your new corporation is March 1.

For 2006, you must file a Schedule C for the period of January 1 through February 28, when your business was still a Sole Proprietorship. And you must also file a corporate income tax return for March 1 through December 31.

Maybe that's no big deal. Maybe you enjoy filing one business income tax return so much, filing a second one doesn't bother you. And it may be that the inconvenience of filing two tax returns in 2006 is far outweighed by the legal and tax advantages of incorporating.

Keep in mind, too, that 2006 will be the only year you have to do this "double duty". In 2007 you will only have to file the corporate income tax return.

But if you are thinking about incorporating, the best time to do it, from a tax paperwork standpoint, is as of January 1. Only then do you have a "clean break" from the old sole proprietorship to the new corporation.

This timing issue can also be relevant if you decide to make the switch late in the year. If the effective date of the incorporation is November 15, you will have to file a Schedule C for January 1 through November 14, and a corporate return for November 15 through December 31. In that scenario, you should ask yourself, "Do the benefits of incorporating outweigh the convenience of waiting until January 1?"

So before you decide when to incorporate, take a moment to reflect on the tax reporting consequences of incorporating on January 1 vs. any other date.

Sometimes it may make sense to wait a few weeks (as in the second example), and sometimes it makes sense to "do it now", especially when January 1 is nearby.

Wayne M. Davies is author of 3 tax-slashing ebooks for small business owners and the self-employed. For a free copy of Wayne's 25-page report "How To Instantly Double Your Deductions" visit http://www.YouSaveOnTaxes.com.

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Friday, January 18, 2008

How To Incorporate Adsense Into Your Online Affiliate Marketing

A lot of people are lured by affiliate marketing because it can be financially rewarding, even if you just stay at home. Affiliate marketing programs are best alternatives to those who are sick and tired of their arduous daily work just to climb up the venerated corporate ladder. You don't need products to sell, you just have to market them in your own web site and you don't have to worry about processing the customers' payments and the shipment of the products. If you are already into affiliate marketing, probably you were thinking about these benefits, too, before deciding to join an affiliate program.

Of course you want earn huge amount of commission. Who would not want it anyway? Keep in mind, however, that affiliate marketing cannot guarantee you instant success if you don't work on it. There are a lot of ways of maximizing your income. The Internet is a huge library of information, use it to learn of other opportunities and ways to increase your income. You can partner with several merchandisers and promote different products in your website; thereby, increasing your chance to earn a commission.

The easiest way for you to rev up your revenue potential is by incorporating Google AdSense into your marketing campaigns. What is Google AdSense? What are its advantages? How can it boost my revenues? These are some of the questions you might want to ask. Let's try to probe into Google AdSense, so you would know how it could help you in your affiliate marketing program.

Merchants place their ads in Google, which is one of the most popular search engines or tools for locating various resources in the World Wide Web. Now the Google AdSense program allows you to display these ads in you website and when your visitors click through them, you earn. The advertiser, which is the merchant pays Google for every click-through made by the customer and you as a partner of Google, gets a share from that payment.

What's great about the Google AdSense is that the ads are relevant to the content of your web page. Most likely, visitors of your web site are interested on the theme of your site and specifically, on the content of your web page. So, seeing ads related to their interest would definitely drive them to click through the link or the ad. Using state-of-the-art technology, Google scans your web site and matches the content of your pages to their large database of advertisers; this way, Google is able to find ads that are targeted by the users of your site. In addition, Google changes the ads in your site as you change the content of your pages, so you can always expect the ads to be relevant to your site.

Having Google ads in your website is also a way of convincing your users to return to your site. Repeat customers multiply your income without having to exert extra effort to convince them again to click through your links. And your potential to earn doesn't depend on them alone. Since you already have their confidence, they can be your endorsers as well. They could refer your site to family and friends who probably share the same interests with them.

Advertisers in the Google AdSense program range from large international brands to small-time domestic and local businesses, so the targeted market for the ads can range as well. This adds variety to your site; thereby, attracting different kinds of users. As you attract more users, you increase your earning potential as well. If you are targeting a specific nationality for your site users, don't worry because AdSense can be used in different languages.

In order to boost your revenues through Google AdSense, you must pay attention to making web pages of high value topics. Make contents related to high-paying ads, so you can earn more. Some ads pay only a few cents while some ads pay you dollars just for a single click. You would need to do a little research on this so you can come up with a more relevant content. Join affiliate marketing forums and get tips from experienced affiliate marketers.

Becoming an AdSense affiliate marketer is easy and fast. You just have to apply online and once your application is approved, you can instantly set up Google ads in your site. All you need to do is copy and paste some codes in your web pages and in no time the ads will appear in your site.

Strike while the iron is hot! Take advantage of the favorable circumstances the Internet is offering you. Make the most of your affiliate marketing opportunities, use Google AdSense!

Author is writter for sites such as Information Today

 

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When Is The Best Time To Incorporate Your Small Business?

If you're a sole proprietor, perhaps you've considered incorporating your small business or self-employment activity.

And so maybe you've been wondering, "When is the best time to incorporate?"

From a legal standpoint, any time is the best time. The sooner you incorporate, the sooner you make the move from the world of unlimited liability to the world of limited liability.

From a tax savings standpoint, any time is the best time. The sooner you incorporate, the sooner you will start putting more money in your own pocket and less in Uncle Sam's.

But from a **tax reporting** standpoint, there is one time of year that stands out as best: January 1st.

Why is that?

Assuming you have a sole proprietorship (or other entity, such as a partnership) that is up and running as of January 1, and assuming you then incorporate that existing entity on any date other than January 1, you face the possibility of filing not one but two business income tax returns for that year.

Here's an example to clarify this important point . . .

Let's say you've been operating your sole proprietorship for a few years, and in early 2006 you decide to incorporate. In January you get around to starting the paperwork, but life gets in the way and you finally get it done in late February. By the time your state processes the Articles of Incorporation, the start date of your new corporation is March 1.

For 2006, you must file a Schedule C for the period of January 1 through February 28, when your business was still a Sole Proprietorship. And you must also file a corporate income tax return for March 1 through December 31.

Maybe that's no big deal. Maybe you enjoy filing one business income tax return so much, filing a second one doesn't bother you. And it may be that the inconvenience of filing two tax returns in 2006 is far outweighed by the legal and tax advantages of incorporating.

Keep in mind, too, that 2006 will be the only year you have to do this "double duty". In 2007 you will only have to file the corporate income tax return.

But if you are thinking about incorporating, the best time to do it, from a tax paperwork standpoint, is as of January 1. Only then do you have a "clean break" from the old sole proprietorship to the new corporation.

This timing issue can also be relevant if you decide to make the switch late in the year. If the effective date of the incorporation is November 15, you will have to file a Schedule C for January 1 through November 14, and a corporate return for November 15 through December 31. In that scenario, you should ask yourself, "Do the benefits of incorporating outweigh the convenience of waiting until January 1?"

So before you decide when to incorporate, take a moment to reflect on the tax reporting consequences of incorporating on January 1 vs. any other date.

Sometimes it may make sense to wait a few weeks (as in the second example), and sometimes it makes sense to "do it now", especially when January 1 is nearby.

Wayne M. Davies is author of 3 tax-slashing eBooks for small business owners and the self-employed. For a free copy of Wayne's 25-page report, "How To Instantly Double Your Deductions" visit http://www.YouSaveOnTaxes.com

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Thursday, January 17, 2008

Incorporate Humor in Your Next Speech

 by: Stephen D. Boyd

Some speakers say, I could never use humor in my speech; I just dont feel comfortable with it. I believe that anyone can use humor and that it is a valuable tool in speaking. Appropriate humor relaxes an audience and makes it feel more comfortable with you as the speaker; humor can bring attention to the point you are making; and humor will help the audience better remember your point. It can break down barriers so that the audience is more receptive to your ideas.

First, let me make it easy for you to use humor. The best and most comfortable place to find humor for a speech is from your own personal experience. Think back on an embarrassing moment that you might have thought not funny at the time. Now that you can laugh at the experience, you understand the old adage "Humor is simply tragedy separated by time and space." Or think of a conversation that was funny. Remember the punch line and use it in your speech. Probably the least risky use of humor is a cartoon. The cartoon is separate from you and if people don't laugh, you don't feel responsible. (Be sure to secure permission to use it.) You're not trying to be a comedian; you just want to make it easy for people to pay attention and to help them remember your point.

Here are some suggestions on using humor to make your next speech have more impact.

1. Make sure the humor is funny to you. If you dont laugh or smile at the cartoon, joke, pun, one-liner, story, or other forms of humor, then you certainly cannot expect an audience to do so. A key to using humor is only using humor that makes you laugh or smile.

2. Before using humor in your speech, try it out with small groups of people. Do they seem to enjoy it? Even if your experimental group does not laugh or smile initially, dont give up on the humor, because the problem might be in the way you are delivering the joke or quip. I often use this line in talking about the importance of listening. We are geared to a talk society. Someone said, The only reason we listen is so we can talk next!' When I first tried that line, people did not smile; but I worked on the timing so that I paused and smiled after listen and that seemed to work. I was rushing through the punch line and did not give people time to be prepared for the humorous part. It took practice to get comfortable with the piece of humor. Only use humor in a speech after you are comfortable telling it from memory and have tested it.

3. Make sure the humor relates to the point you are making. Do not use humor that is simply there to make the audience laugh. The humor should tie in with some aspect of your speech. For example, I tell about my experience of getting braces at age 46 and how difficult it was for me to get used to the wires and rubber bands in my mouth. After I tell the story I make the point that you may have not had the braces problem I had, but we all have challenges in communicating well, and what we want to look at today are ways of making it easier for us to be more effective in speaking. The audience enjoys the story but also remembers the point that I'm making. If you dont tie your humor to your presentation, the audience may like the humor, but will wonder what point you are attempting to make.

4. Begin with something short. A starting point might be to summarize a cartoon and give the caption as your humor. A thought-provoking yet clever line about a point you are making is another way to get started. For example, when I talk about creativity and getting out of your comfort zone, a line I found that worked well was, Orville Wright did not have a pilots license. In your reading, look for lines that make you smile; consider how they might be used in your next speech. Be careful about launching into a long humorous story--audiences are quick to forgive a single line that may not be funny, but they do not have much patience with a long anecdote that isnt worth the time. So start out with brief bits of humor.

5. When possible, choose humor that comes from people you interact with. You do not have to worry about people having heard it before, and you will feel more comfortable with what has happened to you. Find such experiences by looking for a humorous line or situation. For example, I was making a bank deposit recently at a drive-in window. When I asked to make a second deposit, the teller said solemnly, Im sorry, sir, but youll have to go around the bank a second time to make a second deposit. We both laughed and I may have a line to work into a speech. If you have small children, listen for something they say that might be funny to an audience as well. Art Linkletter made a great living on the notion that Kids say the darndest things.

6. Dont preview by saying, Let me tell you a funny story. Let the audience decide for themselves. Look pleasant and smile as you launch into your funny line, but if no one smiles or laughs then just move on as though you meant for it to be serious. This approach takes the pressure off as you relate the humor. Remember you are not a comedian entertaining the audience; you are a serious speaker seeking to help the audience remember and pay attention by using humor as a tool.

Humor is simply another way of making a point with your audience, and it can help you be a more effective speaker. Look at humor as a tool in improving your speech in the manner of attention devices, smooth transitions, and solid structure. Remember, A smile is a curve that straightens out a lot of things.

Stephen D. Boyd, Ph.D., CSP, is a professor of speech communication at Northern Kentucky University in Highland Heights, Kentucky. He works with organizations that want to speak and listen more effectively to increase personal and professional performance. He can be reached at 800-727-6520 or visit http://www.sboyd.com for free articles and resources to improve your communication skills.steve@sboyd.com

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Sunday, January 13, 2008

How To Incorporate Adsense Into Your Affiliate Marketing

A lot of people are lured by affiliate marketing because it can be financially rewarding, even if you just stay at home. Affiliate marketing programs are best alternatives to those who are sick and tired of their arduous daily work just to climb up the venerated corporate ladder. You don't need products to sell, you just have to market them in your own web site and you don't have to worry about processing the customers' payments and the shipment of the products. If you are already into affiliate marketing, probably you were thinking about these benefits, too, before deciding to join an affiliate program.

Of course you want earn huge amount of commission. Who would not want it anyway? Keep in mind, however, that affiliate marketing cannot guarantee you instant success if you don't work on it. There are a lot of ways of maximizing your income. The Internet is a huge library of information, use it to learn of other opportunities and ways to increase your income. You can partner with several merchandisers and promote different products in your website; thereby, increasing your chance to earn a commission.

The easiest way for you to rev up your revenue potential is by incorporating Google AdSense into your marketing campaigns. What is Google AdSense? What are its advantages? How can it boost my revenues? These are some of the questions you might want to ask. Let's try to probe into Google AdSense, so you would know how it could help you in your affiliate marketing program.

Merchants place their ads in Google, which is one of the most popular search engines or tools for locating various resources in the World Wide Web. Now the Google AdSense program allows you to display these ads in you website and when your visitors click through them, you earn. The advertiser, which is the merchant pays Google for every click-through made by the customer and you as a partner of Google, gets a share from that payment.

What's great about the Google AdSense is that the ads are relevant to the content of your web page. Most likely, visitors of your web site are interested on the theme of your site and specifically, on the content of your web page. So, seeing ads related to their interest would definitely drive them to click through the link or the ad. Using state-of-the-art technology, Google scans your web site and matches the content of your pages to their large database of advertisers; this way, Google is able to find ads that are targeted by the users of your site. In addition, Google changes the ads in your site as you change the content of your pages, so you can always expect the ads to be relevant to your site.

Having Google ads in your website is also a way of convincing your users to return to your site. Repeat customers multiply your income without having to exert extra effort to convince them again to click through your links. And your potential to earn doesn't depend on them alone. Since you already have their confidence, they can be your endorsers as well. They could refer your site to family and friends who probably share the same interests with them.

Advertisers in the Google AdSense program range from large international brands to small-time domestic and local businesses, so the targeted market for the ads can range as well. This adds variety to your site; thereby, attracting different kinds of users. As you attract more users, you increase your earning potential as well. If you are targeting a specific nationality for your site users, don't worry because AdSense can be used in different languages.

In order to boost your revenues through Google AdSense, you must pay attention to making web pages of high value topics. Make contents related to high-paying ads, so you can earn more. Some ads pay only a few cents while some ads pay you dollars just for a single click. You would need to do a little research on this so you can come up with a more relevant content. Join affiliate marketing forums and get tips from experienced affiliate marketers.

Becoming an AdSense affiliate marketer is easy and fast. You just have to apply online and once your application is approved, you can instantly set up Google ads in your site. All you need to do is copy and paste some codes in your web pages and in no time the ads will appear in your site.

Strike while the iron is hot! Take advantage of the favorable circumstances the Internet is offering you. Make the most of your affiliate marketing opportunities, use Google AdSense!

William Nabaza of http://www.Nabaza.com specializes in domains, webhosting, webmaster's tools, netpreneur's articles and resources. Stands out as a freebie provider, business opportunity provider and the like. Visit his site at http://www.nabaza.com or contact him directly at william@nabaza.com more free articles here: http://www.nabaza.com/resources.htm

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How To Successfully Incorporate A New Member Into Your Team

2002 Kathi Graham-Leviss
http://www.xbcoaching.com

Often times, adding a new employee to the mix can be difficult. Even when hiring a person who is fully qualified to perform in the fashion you need, there will be an adjustment period.

Getting used to how things are done at your company - and getting used to communicating well with new people - takes time. Learning what to expect from a new environment can be stressful for a new hire. As a leader, there are specific actions you can take to ensure the transition is successful and a positive experience for everyone involved.

Be A Good Role Model

This sounds clich, but in reality, it is vitally important. The new hire will be looking for an example to follow. That example should come from you. Since showing makes a greater impression that telling, make a point to display the qualities of: responsibility, cooperation, and team unity. This will demonstrate excellence, and provide a baseline of expected behavior for your new team member.

Communicate Effectively

Especially in the first month of employment, ensure that tasks are completely understood, are supervised (either directly or indirectly), and are accomplished with the expected results. To do this, you will need several tools in your arsenal.

It is essential to clearly define the job responsibilities with a written job description. This should include the expectations of the job.

In addition, you, as the manager, should not only understand your own behavioral style, but also that of your new hire. This will help in numerous ways, including defining the motivational triggers of the new employee, and how the new employee likes to be managed based on his or her behavioral design.

For a short time, you might consider creating a checklist for each task. As you cover each area of the project with your new hire, mark the item off your list. Make a point to ask if the new employee has any questions regarding the tasks, what resources are available within the company to complete the project, and which departments might offer assistance. Also, track how the communication is working and make adjustments when needed.

Train People As A Team

When conducting training, incorporate the entire team. Being a new employee creates an immediate damper on ones self-confidence. When that new hire is singled out, the rift between them and me widens. Everyone can use a review of company resources, expected protocol and policies and procedures. Whenever possible, include all team members in training sessions.

Making Sound and Timely Decisions

Those new to your team will be dependant on you for knowledge, focus and clarity. When managers waiver in their decision making, or when decisions are handed down with proper timing, it sends a message of confusion and lack of organization. Before announcing your decisions on a given matter, take the time you need to ensure these decisions are both sound and timely.

With proper time and some guidance from you, your new hire will soon be flourishing in his/her position. Youll find a productive member of your team that contributes, and helps to build a more valuable workplace for all on the team.

Kathi Graham-Leviss is Certified Coach and Behavioral Analyst who assists companies with defining and developing their Human Resource practices. Visit her Web site today for additional information on the 4-Step Hiring Process and DISC Behavioral Assessments. http://www.xbcoaching.com

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Thursday, January 10, 2008

Disincorporate And Decentralize

If it seems that big government and big business are in bed together it is only because they are - father and child. Government defines a corporation as an artificial person. Amen! What if we chose not to do business with artificial persons and traded only with real people? Incorporation is a privilege sold to business by governments. The business receives limited liability, which is to say, limited responsibility. As we have recently seen, a corporation can make fortunes for its operators while stealing from everyone else. The owners are safe from prosecution because they have a government immunity privilege they may have paid millions for, over the years, paid by taxes collected for their creators.

They are the tentacles of the government octopus and major tax collectors. That the creators would bend over backwards to help and protect them is a matter of self preservation and public record. Outlaw incorporation or irresponsibility and the father/child incest comes to an end. So does the whole industry of corporate law. Don't you just love it when a single solution solves many problems? What would things cost if lawyers didn't get a cut of everything?

Easier said than done, huh? Government wants it. Business wants it. Who doesn't? Only those who are tired of the rip offs, poisonings, degraded environment, social repression and all the negative isms, bald faced self interests have created. Protesters are a minority and we all know this is "democracy" where majority rules. Why, if it was not for government and corporations, we would have no jobs and we would all die. Other paid work is just not reliable enough for us. It makes us insecure. We live for paydays. Aaah, there is the rub.

We enter the corporate world by pledge and agreement. We give up our natural rights for the corporate society, the corporate life. We become the bedrock support for the system and rarely know the difference, as we protest the materialism, which cannot exist without our tacit approval and us. When we protest the deeds of power and influence, we protest because it is not ours also. We are excluded from the table. A two sided triangle with only the people missing. It just isn't fair and we hate things when they aren't fair. Don't ask me to fix it. I've got a job, a family and no time for politics. The whole thing can wait for someone who does, and wait and wait.

When professional lawmakers and bureaucrats run the government, workers are not going to change the laws in any meaningful way. Their only real option is to withdraw support from the corporate world and create a non-corporate life. This is decentralization of power and government. It occurs proportionately to the withdrawal of support. If you support that which you despise, you are just another hypocrite. Shut up and do your job, which is your duty. Spend all your money on what you are told. That is your corporate duty too, Ms. Consumer. Let us compete with each other for corporate favor and privilege, as we have been taught so many years. Let us do nothing for ourselves for which we can somehow hire professionals. Let us not govern ourselves. Let us pay someone to govern us. Let us not heal our illnesses, let us hire medicine men. Let us not grow our own food, make our own clothes, build our own homes.

Corporate creatures can hire all things done. When we are finally and gratefully, utterly dependent on folks who mock and despise us, let us cry out with a loud voice, this isn't fair! Let us point our fingers at them and demand satisfaction. Our demands are like spitting into the wind. Let us congratulate ourselves for voting and protesting and go back to our corporate lives. This is not just what it means to be American these days, it is what it means to be Western and civilized. Do as you are told and don't forget to vote for more, more, more of every good thing. This we call freedom. Your children and grandchildren will too, because the corporate world will "educate" them, as they did you and me. In this they never cease, day nor night. In school, on radio, TV and all the major media. Think like this - do like that. And we do.

If we are going to change any of this, we must first change us, which also happens to be the easiest thing to do. Isn't that a happy coincidence? If we will end our own corporate support and enslavement, it begins with that simple question. How can I? Don't expect to receive answers to questions we refuse to ask. Can I have what I really want outside the corporate world? The answer is yes. You can choose not to buy from the corporate world, or at least buy a lot less of it and used, for starters. Likewise, you can choose not to sell to the corporate world and for the first time, your business will be nobody else's. How much you earn or spend is no one's business but yours. How you earn and on what you spend is also highly personal business that becomes semi public the minute you do business with the corporate world. If you work wisely, you can do work you love for more money and less hours than is possible in the corporate world. You don't have to buy million dollar ads on TV to sell your products or services to enough people to earn a comfortable living. You have eliminated the hidden costs of the corporate world.

As more of the Western world comes out of Mystery Babylon, of which the World Trade Center was symbolic, the corporate world fades further in its economic power and influence. Politicians must look elsewhere for campaign financing. We get some relief from the incessant advertising that greases corporate wheels. We separate from a 20th Century machine as we refuse to be cogs in it. The corporate value system is that of the world. It is revealed in the Book of Revelation, Chapter 18, as the merchandise of Babylon - a long list from the highest value to the lowest. At the top is gold, followed by silver and precious stones. At the very bottom are slaves, followed by the souls of men. Does this value system seem familiar? It should, it is over 3,000 years old. When we reject this value system, we must operate from some other. Can we take the least valued thing in the Babylonian system and make it the most valuable? Let us disincorporate our lives and the world.

edhowes@hotmail.com
Bedinghamstudio/view.com

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Working With Passion: How to Incorporate More Magic into Your Work and Life

When's the last time that you told someone that you are passionate about your work? If you're like most people, you probably don't even associate the word passion with your job. In last month's Red Ladder survey, only 34% of respondents said that they do not wake up easily or feel excited about the day ahead. Only 44% of respondents felt that they were doing their best work and living up to their full potential. Further, 56% of respondents indicated that they would like to pursue new interests but often procrastinate or feel paralyzed, and thus, do nothing. Doesn't that make you feel sad?

So, what is passion? According to Webster's Ninth New Collegiate Dictionary, passion can be defined as an object of desire or deep interest, or an intense emotion compelling action. You know when you see someone that has passion for what they are doing. They typically exhibit high energy and the ability to put 100% focus on moving something forward no matter what the obstacles are. You know who these people are. Their energy is contagious and most of us are attracted to them like moths to a spotlight because we'd like even a small part of the energy that they exude in the world.

For me, passion is about doing work that resonates with my core values and is aligned with my heart's true desire. I want to help other women (and men) successfully navigate corporate challenges and be successful in their careers. This passion plays out in numerous ways in my work as a management consultant, project manager and coach to organizations of all sizes and, as a seminar leader and keynote speaker.

I recently met a woman at an author event at Bound to Be Read in St. Paul, MN. The topic was on earning what you're worth, an area that I not only feel passionate about but am knowledgeable about as well. One of the keys to earning what you're worth is doing something that you have passion for.

This young woman seemed very discouraged and de-energized with her work at a large medical company. It was clear she had no passion for what she was doing. When I asked her about what she had passion for, she was able to articulate it immediately and with much energy. However, she then proceeded to tell me that she didn't see anyway to tie that passion to a job. With the limited information that she shared, I rattled off several ideas and contacts for her to explore.

Before parting ways, we exchanged business cards. When I went home that night, I wrote a quick inspirational note and mailed it off to her the next day. Below is an excerpt from an email she sent me in response.

"It was such a delight to get your letter in the mail! It really made my day and kept the momentum going, that I really do need to pursue my dreams instead of just being willing to accept any position in the company. I had written about you in my journal the night we met - your energy and confidence really made an impression on me and I wrote about how I wanted to really feel and exhibit those qualities. Then I got your note - what a joy to have another touch point."

The magic about working with passion is that it usually only takes a small belief in yourself to start making things happen. Here are a few questions to get you started:

1. What is your passion inviting you to do?

2. What would your life be like if you were able to incorporate some aspect of your passion into your work life every day?

3. How would working with your passion benefit you? Your company?

4. What obstacles are standing in your way?

5. What is one small step you could take to move you forward and begin working with your passion today?

In the words of author H. Jackson Browne, "Find a job you like and you add five days to every week." The only way I know how to do that is to work with passion. So, what are you waiting for?
Regina Barr is a management consultant and speaker with a special passion for helping women achieve leadership success. Regina helps companies develop strategies to attract, develop and retain women leaders. Her consulting firm, Red Ladder, Inc., also helps organizations and their leaders develop their full
potential through strategic project management and coaching. For more information visit http://www.RedLadder.comor http://www.RedLadder.blogs.com

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Tuesday, January 8, 2008

How To Incorporate Exercise Into Everyday Life

With many of us having sedentary jobs that demand little or no exercise at all, finding time outside of our work environment for exercise has become increasingly important. Lack of exercise is linked to many conditions and illnesses, such as obesity, cancer, diabetes, and heart disease.

Exercising sufficiently does not mean you need to become a workout wonder at the gym, or that you need to jog five miles a day. Exercise can be incorporated into your daily life so that it feels a natural part of your life, and a natural part of who you are. This article will show you various ways in which to achieve this.

If you can, exercise out doors as far as possible. There are two advantages of doing whatever you are doing outside. One advantage is that it gives your body a chance rejuvenate in fresh air and, hopefully, some sunshine. Secondly, a change of scene helps keep you perked up and it is a break from remaining cooped up all day long.

Try to collect some information about exercise, there are a lot of things that you can do at home. Extensive research has been done on exercise and plenty of this information is easily available.

You can try browsing the net or getting a book or two on how to exercise at home. This information will be useful to you to know how much you need to work out on each specific exercise in order to burn off a desired number of calories.

A very important element of a lasting commitment to exercise is motivation. It can help to have somebody exercise along with you. Try to find someone who is committed, or else your own interest might dwindle. One of the advantages of getting a committed person to exercise with you is that it keeps you going. There may be days when you feel just too lazy to crawl out of bed in the mornings. On such days, the knowledge that somebody is waiting for you is enough to slide out of bed. You can also discuss your progress and fears with another person and be a sympathetic listener to the other person as well. This is a fine way of maintaining your motivation.

To start with, keep it gentle, and take one step at a time. Stop when you are out of breath or when a certain part of your body tells you that it has had enough. It's important not to overdo it, in case you cause injury, or just find it so hard going that you give up. Allow time for your body to respond to your exercise routine, and increase the level of exercise that you do very gradually.

Select an exercise pattern to suit your life style. All of us have different life styles and professions so there is no sense in trying to follow the book strictly. Try and follow an exercise routine that is suitable for you. You have to understand that even more important than the exercise itself is sticking to it. So unless you choose something that can suit your life style, you are not going to stick on to it.

Walking everywhere as much as possible is ideal. Choose to walk rather than catch the bus. Choose to walk for an hour at lunchtime rather than continuing to sit at your desk having a sandwich - make sure you enjoy it, so if you can, walk in the fresh air around a park, listen to the birds and enjoy watching the activities of others who may be exercising around you. Choose to walk rather than stand - pacing about, even in a fairly meaningless way, can be very beneficial. If you are thinking deeply about something, try pacing about, it will aid in your thinking.

Try watching less TV. Usually doing something else other than watching TV will involve more activity, whether it's catching up on housework, doing a spot of gardening, or engaging in some DIY. The sense of achievement you feel afterwards will be worth more than any enjoyment you got from watching TV. What's more, watching TV is linked to eating unnecessarily, and usually unhealthily. Resolve to watch only say two or three of your favourite programs, and the rest of the time switch it off, and listen to some music or the radio instead.

Use the stairs instead of the elevator whenever you can. Elevators are one hell of a convenience particularly if you have to go up or down some twenty floors. But elevators also make us very lazy.

Don't feel any particular need to go running. Walking can be just as beneficial. Fifteen minutes of brisk walking a day is enough to keep fitness at a reasonable level, though half an hour or more if you can is ideal. Try making a habit of going for a walk after lunch, or after dinner. Or get out of bed just half an hour earlier and enjoy the fresh morning air and the quietness of being outside before breakfast.

The golden rule is to make it a habit to be as active as possible. Avoid things that encourage you to be sedentary. Keep doing your exercise for at least thirty days - this will help habitualize your increased levels of activity, and help ensure that you keep doing it. And the health benefits will last you a (much increased) lifetime. http://www.topexercisetips.com

Jed Turner
More tips on incorporating exercise into a healthier lifestyle can be found at http://www.topexercisetips.com.

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Self Care and the Freelance Writer: 8 Steps to Incorporate Self Nurturing into Your Writing Routine

All of us have suffered from it at one time or another, the dreaded word “burnout.” We often think, “Oh, I’ll just power through this.” Or “I’ve got a deadline to meet I can’t possibly stop now, I won’t get this project done on time.” I used to be one of these myself. We often find that as burnout sneaks up on us, we become even more frantic to meet the deadline, complete just one more chapter, or write one more article. However, what we don’t realize is that we’ve been going at breakneck speed for days, weeks, sometimes even months and years. At no point have we given ourselves the opportunity to breathe, relax, think about other things for a moment, or spend time with our friends and family. This is a not a good thing, and it can quickly lead to more serious health problems than burnout, such as depression, anxiety, even panic attacks.

So, what can you do as a freelance writer to prevent or at the very least minimize burnout, and other stress related health problems? Here are some ideas:

1. Take short breaks of 15 minutes after every two or three hours of writing.

2. Take an hour lunch break.

3. Decide ahead of time what is a reasonable amount of time to work on your projects per day and stick to it. When you get to the time that you’ve determined is the end of your day, then turn your computer off, and clean up your desk just as if it were the end of the day at a real job.

4. Have an exercise plan in place and make sure you stay with it. If you don’t already have one in place, begin one. Yoga is a wonderful way to get exercise, tone your muscles and de-stress. I highly recommend it.

5. Make a point of eating a healthy diet.

6. Make time for the things you enjoy both by yourself and with others.

7. Learn to meditate and take short meditation breaks throughout your day, or one longer one.

8. Take a walk, breathe fresh air, and take in the images of what is around you. This is also a good way to get ideas for what to write about.

Ultimately the idea is to make sure you make time to relax, unwind, and de-stress. The benefits are many including ideas for what to write about, increased well being, fewer illnesses, and a healthier happier you.

Regina Paul is a freelance writer, and the author of GETTING OUT ALIVE, a science fiction romance, as well as two novellas and numerous articles. She is currently at work on her next novel, and her first non-fiction book. For more information you can visit her website at http://www.reginapaul.com where you can sign up for her bi-monthly newsletter Regina's Universe, participate in her latest contest, get free e-books, and find many other writer's freebies.

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Friday, January 4, 2008

Should I Incorporate Fundamental Analysis When Trading a System?

There's a common misconception about "Fundamental Analysis": People tend to think that the market should react in a certain way to news. Example: "Unemployment Rate goes down", which means that the economy is doing better, therefore companies should make more profits and stock prices will move up.

Conclusion: If the unemployment report is positive, the market moves up.

But in reality the markets are driven by greed and fear, and not by supply and demand or anything like this. A report itself is meaningless: It's the traders reaction to the report that moves the market.

Here's a perfect example: On Friday, April 7th 2006 the unemployment rate for March was published. The market expected an unemployment rate of 4.8%, and the numbers came in better than expected:
Only 4.7% (for details see http://biz.yahoo.com/c/ec/200614.html).

That's good news, isn't it? The market should move up, right?
WRONG! On that day the e-mini S&P dropped 20 points. Why?

Well, here are some comments I got from a news-service:
"Not surprisingly, Friday’s equity trade was dictated by the March employment report. More specifically, it was the Treasury market’s reaction to it that set the stage for stocks." ...
"A lack of negative surprise caused the stock market to breathe a sigh of relief."...

"The Treasury market had a very divergent reaction to the data, and it took the stock market down with it. For Treasury traders, the in-line data essentially provided no evidence that the Fed will be inclined to soon end its monetary tightening cycle."

Oups. So the stock traders thought it's good news and the market was moving up, but the treasury trader in the other room thought it's bad data. So treasury instruments were rallying, causing the stock market to drop like a rock. But don't stocks lead the treasuries? Or do treasuries lead stocks? ...

As I am writing these lines another news hits the ticker: Oil prices trading above $69 per barrel. But what does it mean? Should the stock market move up or down? Here's a discussion that I heard this morning:
"As crude oil prices continue to plug higher the debate over what it all really means will begin again. The questions that will be batted back & forth are "Are sky-high oil prices indicative of a coming economic slowdown or looming inflation?"

And more important: How will the Fed react? Will they cease increasing interest rates or even lower the rates again? This would provide a boost for the stock market. Or will traders fear that there's an economic slowdown which might result in lower company earnings? This would move the market down.

As you can see, it's not the news that move the market; it's the reaction of the traders to news that let prices jump up and down.

Now, how should a computer model take these emotions into consideration?

In my opinion there's no way, and I haven't seen any models (incl. artificial intelligence) that is coming somewhat close to this (sometimes really weird) human behavior.

That's why I for one don't incorporate Fundamental Analysis into my trading systems.

Markus Heitkoetter is a 15 year veteran of the markets and the CEO of Rockwell Trading. For more free information and a free eBook "How to make money with trading systems" visit

http://www.rockwelltrading.com and

http://www.futures-trading-systems.net

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Thursday, January 3, 2008

You Don't Have to Spend a Lot to Incorporate a Business

If you are a small business owner, you may have considered at one time or another whether to incorporate your business or not. Sure, you are tempted by the tax advantages and risk protection that incorporating a company brings, but the costs of a traditional incorporation with an attorney can be prohibitive.

Well, times have changed, small business owner! It is time you reconsider incorporating your business because the Internet has made the whole incorporation process a lot simpler and a lot cheaper.

Incorporate a Business...The Advantages

While incorporation requires more paperwork and expense than a sole proprietorship or a partnership, it offers important legal and tax advantages.

1. Personal Asset Protection

As a separate legal entity, a corporation is responsible for its own debts so that means creditors of a corporation can seek payment only from the assets of the corporation – and not from the personal assets of shareholders, directors and officers.

2. Easier Access to Capital

Raising capital is generally easier for a corporation, since a corporation can issue shares of stock. And, if you’re in the market for a bank loan, banks would rather lend money to corporations than to unincorporated business ventures.

3. Business Credibility

Having “Inc.” or “Corp.” following your business name generally conveys permanence and stability, communicating your commitment to the ongoing success of your business venture.

4. Perpetual Existence

A corporation can continue indefinitely, regardless of what happens to directors, officers, managers, or shareholders, which may enable you to avoid the legal entanglements that might occur with other business structures.

5. Anonymity of Ownership

If you want to open a small business and don’t want your involvement to be public knowledge, your best choice may be to incorporate.

Did you know - In order to create a corporation, articles of incorporation need to be filed with the Secretary of State. Next, bylaws and organizing resolutions must be adopted. A corporation will also need to apply for a tax identification number with the IRS. If you use an online incorporating service, make sure you research them thoroughly. Some incorporation services will only create and file the articles of incorporation, but you'll find others who can prepare and complete all of the required documents for you, including customized bylaws and organizational resolutions. Be diligent in your research, and you'll reap the rewards.

Just a Click Away

You may find much of what you need to incorporate a business with just a few clicks of your mouse. For instance, many online sites now offer sample articles of incorporation forms or templates for a nominal fee. Simply go to your favorite search engine and search for “incorporation template,” “incorporation form,” or “sample articles of incorporation.” You’ll find a number of choices with prices ranging from free for sample “articles of incorporation” to $50 for a customizeable template. Although the price may be right, be advised that this satisfies just one part of the process when you incorporate a business. To be sure, it does not address filing fees (how much and where to file), franchise fees, whether you need a business license, how your state treats foreign corporations, etc.

Alternatively, once you decide in what state to incorporate a business, all you need to do is visit the Secretary of State section of that state’s government website. Most of these websites have sections called Corporate Bureau, Corporation Commission, Bureau of Corporations, or something similar. There you will find the forms you need for incorporating a business along with complete instructions on what is needed to incorporate a business in their state. And many states now offer online incorporation! What’s easier than that?

To incorporate a business can be an overwhelming decision for many business owners, but it is often the wise one. Not only does incorporating a business provide risk protection to its owners, it also provides many tax advantages that other business structures simply do not. Nevertheless, whether to incorporate a business or not must be an informed decision so make sure you do some research on the process. You'll find much of what you need on the Internet. And, nowadays you have many more options than the traditional one using an attorney. What type of incorporation (C-corp, S-corp, LLC)? Will you use an incorporating service or do-it-yourself? Answers to these questions and more will help you choose the option that best suits your business and whether incorporating a business is right for you.

Nate Smith is one of today's premier experts in saving you time and money on common legal matters. Forget the huge attorney fees, Nate will show you how you can incorporate a business, draw up a will, obtain a registered trademark, create a living will, and more, while saving your hard-earned dollars in the process.

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